It is our role as an Independent Financial Adviser to help you choose the most suitable investments in
order to help you meet your objectives.
We will discuss your attitude to risk, capacity and tolerance for loss in monetary terms as these are crucial so that any potential solutions match your capacity for loss and tolerance for loss.
A questionnaire will be completed and this should enable us to agree your risk profile.
What you also need to give some thought to is what those objectives are. This is an area in which compromise and self- understanding are essential.
Most people want investments which are safe, in the sense that they cannot fall, and which offer high returns. This ideal combination is not available. Beware anyone who claims otherwise.
Sensible investment planning revolves around understanding what your investment aims are.
Broadly speaking the longer that your investment is to be left alone, (e.g. for retirement), the higher level of short term risk that may be acceptable. If however the money is needed in full in the near future (e.g. for a house deposit) then short-term safety is essential.
In short, we will help you determine an investment strategy appropriate for your needs, and
using the investments best suited to your investment attitude and tax position.
Please read our Privacy Statement before completing any enquiry form or before sending an email to us.
Levels and bases of, and reliefs from taxation are current levels and are subject to change. The value depends on the circumstances of the investor. The Financial Conduct Authority does not regulate some forms of tax planning.
Investment Fund prices can go down as well as up and the return of your original investment cannot be guaranteed. Past performance is no guarantee of future performance.
Southam Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 705150